Can someone explain the thinking behind "open enrollment" periods?
This has bothered me for a long time: What's the rationale for having pre-established periods during which customers can buy health insurance? It's not just related to ACA. Annual enrollment deadlines have been with us forever, forcing a frenzy of decision-making that seems to make no sense.
What America needs is universal healthcare where "enrollment" is equal to being born. The rest of the bureaucracy is nothing but bullshit designed to enrich private companies, while adding no discernible value to society.